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Advice For Life | Atlanta's Financial Planning Blog


Sometimes You Should Retreat Before Pressing On

Wednesday, February 01, 2017 Bookmark and Share

Before modern military tactics were developed, it was common for the General to move to an elevated position to observe the battle. Typically, soldiers fighting face-to-face with their enemy were so focused on survival that they lacked perspective on whether they were winning or losing until the battle was over. The General’s view, however, prompted adjustments to increase the likelihood of victory.  


Video: How Do I Pay For Long Term Care?

Thursday, June 11, 2015 Bookmark and Share



One of the biggest threats to your retirement fund is the potential cost of long term medical care. Learn more about the three basic ways to pay in this week’s Advice For Life blog. 

Retirement Rules: Myth vs Reality

Thursday, June 04, 2015 Bookmark and Share



If your goal is to save enough to fund a long retirement, and you’re not sure how to start or how to catch up, remember that there’s more than one path to success. Retirement rules that work for some may be a myth for others.

Here’s why knowing that some retirement rules are myths could potentially benefit you in your quest for long-term retirement success. 

6 Ways To Fund A Working Mom’s Retirement

Thursday, May 07, 2015 Bookmark and Share


“Americans—women especially—aren’t getting the message that they need to start saving for retirement with their very first job,” says personal finance columnist Liz Weston, author of Deal With Your Debt.

As a working mom, whole weeks may go by without the chance to sit down or even think. You’re managing a career, making decisions for your family, and caring for kids and often parents, too. 

Video: Should I Roll My 401(k) Into An IRA?

Thursday, April 30, 2015 Bookmark and Share

 

When Should I Start My Social Security Retirement Checks?

Thursday, April 23, 2015 Bookmark and Share


In 1993, the average retirement age was 57 today, it’s 62.

Americans are living longer, working longer and retiring later. Unfortunately, some of us haven’t saved much.

“The average working household has virtually no retirement savings,” says the National Institute on Retirement Security. You might need Social Security to stay afloat in old age. That means the decision about when to claim your benefit is a decisive one. 

5 Tips To Avoid The Sandwich Generation Squeeze

Thursday, February 05, 2015 Bookmark and Share

Susan and Derrick Friedman have reached their early 90s just as their four children have entered their retirement years. The Friedman siblings are part of the Sandwich Generation; Baby Boomers who may find themselves caught in a new financial paradox: how to retire while caring for both elderly parents and young adult kids— Millennials who still need financial assistance.

As life spans increase, so do the number of Baby Boomers who fit this description. A 2013 Pew Foundation survey found that half of the Baby Boomers have aging parents and are raising a young child or supporting a young adult. And at least 15% provide financial support for both their parents and children.

This new trend threatens to squeeze Boomers’ finances and put their retirement nest egg at risk—unless they learn how to navigate the looming pitfalls. That’s what the Friedman children did—with some assistance. They spoke to a geriatric consultant and gathered valuable tips about how they could avoid moving their parents into a costly retirement facility. 

Goals Every Retiree Should Have

Thursday, November 20, 2014 Bookmark and Share

It’s essential to know what you want for your financial future, and how you plan to get there. However, goal-setting can be challenging. Watch this quick, 1-minute video and find out 4 goals every retiree should have.



For a more detailed discussion of goal-setting in retirement, check out this post by Don Patrick.  

Planning For Aging In Place

Thursday, October 23, 2014 Bookmark and Share

by Connie Weems-Scott, MSFS, CFP®



Does this post look familiar? We originally published it in October 2013. Since we just celebrated National Aging in Place Week for 2014, we wanted to re-share what future financial considerations to make when planning to age in place. Enjoy! 

Failure to Launch: Get Your Kids Out of Your 401(k)!

Thursday, July 24, 2014 Bookmark and Share

Mary Stewart and her husband refer to themselves as “under protective” parents. They taught their kids to be financially independent but their daughter Abbie landed back home after finishing school. After a month of watching TV all day, Mary gave Abbie an ultimatum to “get a job, go to school or find a new place to live.” A month later, her daughter was employed.  

Can You Name the Biggest Threat to Your Retirement Nest Egg?

Thursday, May 22, 2014 Bookmark and Share

by Don Patrick, MBA, CFP®

One of the biggest and most costly mistakes that most people make is failing to consider the very real possibility that they will need some type of long term medical care in the future—either in the home, in a nursing home, rehabilitation center, or assisted living facility—or some combination of all of these.

The good news is that 50% of us won’t need any such long term health care.

The bad news is that half of us will need some form of care, whether at home or in an institution, according to the Health Insurance Association of America. So when we think about risks to our retirement nest egg, we need to think not only of stock market losses and inflation, but of the very real possibility that catastrophic illness may affect our spouse or us. 


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